Colybrix, thank you very much for your permission that I may translate your tutorials

 Tutorial here

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Plugins

Filters Unlimited - &<Bkg Designer sf10 II

Graphic Plus

Penta.com

AAA Frames

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Colors

Foreground : #ffffff

Background : #af601b

Color 3 : #f5cc6c

1 - Open image "Printemps" (or your own)

Edit – Copy

File - New  900 px / 550 px transparent 

Selections – Select all

Edit – Paste into selection

Selections – Select none

 2 -  Adjust - Blur - Gaussian blur 20

Adjust – radial blur

Effects - Edges Effects - Enhance (twice)

3 -  Effects - Filters Unlimited  - &<Bkg Designer sf10 II -  DIS Refractor 2 by default

Layers - Duplicate

Blend mode Overlay -  opacity 75 (adapt to your image) 

Layers - Merge - Merge down

 4 -  Layers – New Raster layer

Fill with white color

 Layers – New mask layer from image – select  "NarahsMasks_1536"

Effects - Edges Effects - Enhance

Layers - Merge - Merge group

5 - Effects -  Image effects -  Seamless tiling 

 6 -  Layers – New Raster layer

Fill with white color

 Layers – New mask layer from image – select  "NarahsMasks_1240"

Effects - Edges Effects - Enhance

Layers - Merge - Merge group

 7 - Layers - Duplicate

Layers - Merge - Merge down

Effects 3D - Drop shadow - color #af601b

 8 - Open "image fleurs"

Edit – Copy 

Edit – Paste as a new layer

Image - Resize 60 %  all layers not checked

Pick Tool (k) Position X : 316 -  Position Y : 43

Blend mode Screen

Effects -  Image effects -  Seamless tiling

 8 bis - Open "dessin91-oiseau50" Erase the watermark

Edit - Copy

Edit - Paste as a new layer

Image - Resize 55 %  all layers not checked 

Place at the top right

Effects 3D - Drop shadow  6, 6, 40, 30, black color

 9 -  Foreground color 3

Linear gradient

 10 -  Image – Add borders

2 pixels – background color

Selections – Select all

Image – Add borders

10 pixels – background color

 11 - Selections – Invert

Fill with linear gradient

Effects Graphic Plus - Cross Shadow

 12 - Effects Penta.com - Dot and Cross by default

Effects 3D - Inner Bevel

Selections – Select none

 13 -  Image – Add borders

2 pixels – background color

Selections – Select all

Image – Add borders

25 pixels – background color

 14 -  Selections – Invert

Fill with the linear gradient

Effects Graphic Plus - Cross Shadow- same settings in memory

Effects - Texture Effects - weave

 15 - Selections – Invert

Effects 3D - Drop shadow 6, 6, 75, 30

Selections – Select none

 16 - Effects AAA Frames - Foto Frame

 17 - Open "dessin79-anim56-coly"

Edit – Copy

Edit – Paste as a new layer

Image - Resize 60 %  all layers not checked 

Image – Mirror horizontal

Place at the bottom left

Effects 3D - Drop shadow  6, 6, 40, 30, black

 18 - Open "Fleur76-coly" - Erase the watermark

Edit - Copy

Edit - Paste as a new layer

Image – Mirror horizontal

Image - Resize 50 %  all layers not checked 

Place at the bottom right

Effects 3D - Drop shadow  6, 6, 40, 30, black

 19 - Open "Note musique"

Edit - Copy

Edit - Paste a new layer

Image - Resize 50 %  all layers not checked 

Place behind the cicada 

Effects 3D - Drop shadow  1, 1, 40, 1, black

 20 - Write the text with the font provided (or another one of your choice)

Or paste the title provided

My settings for the text

 20 -  Image – Free rotate

Effects 3D - Drop shadow  2, 2, 40, 2, black

 21 - Add your watermark

Image – Add borders

2 pixels – background color

Image – Resize 950 pixels - resize all layers checked

Save Jpeg

If you want, you can send me your version 

 If you have problems, or you find a not worked link, write to me

Une version avec des tubes de Tine, Colybrix et Thafs

une autre version avec des tubes de Tine

Thank you so much Joice